Loan Officer

·      To market Umoja Microfinance products by clearly explaining to individuals the types of loans and credit options available as well as the terms of loans.

·      To analyse and assess the applicants credibility to determine feasibility of granting loans.

·      To carry out proper verification of both the individuals business premises as well as residence prior to recommendation for a loan.

·      To evaluate loan applications and documents to confirm authenticity.

·      To approve loans and present to the respective Branch Manager for final Approval.

·      To update clients about any new policy that may be passed by the Company and ensure implementation of the same.

·      To ensure that the disbursed loans are recovered back within the stipulated period.

·      To review and update accurate information required concerning the loans.

·      To obtain and record accurate information about the clients.

·      Update in time all the necessary record books.

·      Any other duty that may be assigned to you.

Skills

·      Familiarity with computers and software applications

·      Solid understanding of direct/indirect lending products and practices

·      Excellent communication and interpersonal skills

·      Customer satisfaction orientation and sales competencies

·      Ability to work in a goal oriented environment

Minimum of a Diploma or Degree in a relevant field.

Must be 30 years of age or below.

Must be flexible and willing to work in any part of Uganda.

Must be fluent in at least two local languages commonly spoken in Uganda.

Women are strongly encouraged to apply.